An Investment in Lasting Healing

Insurance networks constrain how medicine is practiced, limiting session length, restricting treatment protocols, and requiring documentation that prioritizes billing over care. By remaining private-pay, Dr. Garcia is able to design treatment entirely around your needs, spend the time required, and offer modalities that insurance-driven practices cannot. The investment is real. So is the difference in care.

Dr. Garcia makes this recommendation during your initial consultation based on your clinical history, treatment goals, and what you are working through. As a general guide: the Clarity Series provides the gold-standard protocol with foundational integration; the Harmony Series adds four integration sessions for those doing significant trauma or therapeutic work; the Luminary Series pairs every infusion with integration, the model most supported by research for long-term durability.

When you purchase a booster package, those sessions belong to you with no time limit. There is no expiration date and no pressure to schedule by a specific deadline. Use them when you need them, whether that is next month or two years from now.

Yes. Ketamine therapy is an eligible medical expense for both Health Savings Accounts and Flexible Spending Accounts. This means you can pay with pre-tax dollars, effectively reducing your out-of-pocket cost by 22 to 37 percent depending on your federal tax bracket.

We provide detailed superbills with CPT and ICD-10 codes for your initial psychiatric consultation, integration sessions, psychiatric follow-up visits, and all general adult and child and adolescent psychiatric services. We do not provide superbills for Medicare or Medi-Cal beneficiaries. For ketamine infusions, superbill availability is limited and coverage by insurers is uncommon. We will be direct with you about realistic expectations for each specific service.

Possibly, though it is not the norm. Call the member services number on your insurance card and ask specifically about out-of-network coverage for CPT codes 96365 and 96366. Ask about your deductible and your out-of-network reimbursement rate, and whether your plan covers infusion therapy for behavioral health indications. This 10-minute call will give you a realistic picture before you begin. We are happy to provide you with the exact codes to reference.

Every $499 infusion includes: pre-session preparation and clinical review, the ketamine medication, all IV supplies and monitoring equipment, your private treatment room, continuous vital sign monitoring throughout the 120-minute session, recovery time and post-treatment support, and care coordination for your next appointment. No hidden fees.

No. In-house payment plans are interest-free and do not add to your total. We simply divide the package cost across the arrangement that works best for you. CareCredit offers additional promotional 0% APR financing for 6 to 24 months for qualified applicants, a good option if you prefer a longer runway.

Yes. Under the No Surprises Act, you have the right to a written Good Faith Estimate of expected costs before your first appointment. Simply ask our team at any point, by phone or email, and we will prepare one for you in advance of your visit.

We screen carefully before treatment begins, specifically to prevent you from investing in a treatment that is not clinically appropriate for you. If after beginning treatment your response suggests a different approach would serve you better, Dr. Garcia will tell you directly and work with you to find the right path. Your wellbeing is the only metric that matters here.